For Apple, innovation has been the catalyst to its current state as one of the most valuable companies in the world. "Think Different," has been the motto since the advertisement was released in 1997. Over the last three decades, it has helped change the computer, music and cell phone industries, and there is no sign of slowing down.

There are some industries that wait to innovate or adopt potential technologies because Apple has yet to weigh into it. There is no better example of this than mobile commerce and the payment industry.

Since 2010, there have been rumors that Apple has planned to add a near field communication chip into the hardware of the iPhone. This would allow customers to tap their device on a receiver at the cash register to make a payment. No more digging through the pockets for your wallet.

However, those rumors have been proven false so far and NFC technology remains on the outside looking in. A recent article from Business Insider covered new predictions this week that Apple could finally be changing its stance on this tech and it will be apart of the iPhone 6 and iWatch. This would change the payment industry.

"Every time I bring up payment platform options with my executives, they say 'Let's just wait and see what Apple does,'" one retail industry insider told the news source.

If these rumors finally play out, it is going to open the door for a new wave of mobile applications and how businesses accept payments will be at the front of the line. Organizations should partner with a technology consulting firm that specializes in Apple support to see how they can take advantage of the technology.